§ StatuteRates
Statutory interest rates · US · UK · EU

The interest rates the law actually charges — kept current

The interest rates the law and the IRS actually charge change every quarter or every week, so a figure you remember is usually already wrong. StatuteRates tracks each one with its effective date, a link to its cited source, and a free JSON API for people and machines — across the US, UK, and EU.

Rates by state →  ·  Prejudgment interest →  ·  Calculators →  ·  Guides →  ·  Glossary →

Every rate carries a source, effective date, and confidence label. Primary government sources are preferred; exceptions remain explicitly reference-only.

New · Form 1040 planning tool

Estimate IRS late-filing penalties and interest

Model failure-to-file and failure-to-pay charges, partial tax payments, quarterly interest-rate changes, and the new automatic penalty-relief comparison in one transparent calculation.

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IRS interest rates (§6621)

Quarterly over/underpayment rates the IRS charges and pays, by taxpayer category.

US judgment & Treasury rates

The federal post-judgment interest rate and the 1-year Treasury yield that sets it.

US state judgment rates

Statutory interest on money judgments, state by state — fixed by statute or market-linked.

US

Alabama Judgment Interest Rate

7.5%
effective July 9, 2026 · curated reference
US

Alaska Judgment Interest Rate

6.75%
effective January 1, 2026 · curated reference
US

Arizona Judgment Interest Rate

7.75%
effective July 8, 2026 · curated reference
US

Arkansas Judgment Interest Rate

5.75%
effective July 8, 2026 · curated reference
US

California Post-Judgment Interest Rate

10%
effective January 1, 2024 · curated reference
US

Colorado Judgment Interest Rate

8%
effective January 1, 2026 · curated reference
US

Connecticut Judgment Interest Rate

up to 10%
effective May 27, 1997 · curated reference
US

District of Columbia Judgment Interest Rate

5%
effective July 1, 2026 · curated reference
US

Delaware Judgment Interest Rate

8.75%
effective July 8, 2026 · curated reference
US

Florida Judgment Interest Rate

8.06%
effective July 1, 2026 · curated reference
US

Georgia Judgment Interest Rate

9.75%
effective December 11, 2025 · published
US

Hawaii Judgment Interest Rate

10%
effective July 9, 2026 · curated reference
US

Idaho Judgment Interest Rate

8.875%
effective July 1, 2026 · curated reference
US

Illinois Judgment Interest Rate

9%
effective July 1, 2021 · curated reference
US

Indiana Judgment Interest Rate

8%
effective January 1, 2026 · curated reference
US

Iowa Judgment Interest Rate

6.06%
effective July 9, 2026 · published
US

Kansas Judgment Interest Rate

7.75%
effective July 1, 2026 · curated reference
US

Kentucky Judgment Interest Rate

6%
effective June 29, 2017 · curated reference
US

Louisiana Judgment Interest Rate

7.5%
effective January 1, 2026 · curated reference
US

Maine Judgment Interest Rate

9.51%
effective January 1, 2026 · published
US

Maryland Judgment Interest Rate

10%
effective July 9, 2026 · curated reference
US

Massachusetts Judgment Interest Rate

12%
effective July 8, 2026 · curated reference
US

Michigan Judgment Interest Rate

4.959%
effective July 1, 2026 · curated reference
US

Minnesota Judgment Interest Rate

4% / 10%
effective January 1, 2026 · curated reference
US

Missouri Judgment Interest Rate

9% / 8.75%
effective July 9, 2026 · curated reference
US

Montana Judgment Interest Rate

9.75%
effective January 1, 2026 · curated reference
US

Nebraska Judgment Interest Rate

5.970%
effective July 16, 2026 · curated reference
US

Nevada Judgment Interest Rate

8.75%
effective July 1, 2026 · curated reference
US

New Hampshire Judgment Interest Rate

5.7%
effective January 1, 2026 · curated reference
US

New Jersey Judgment Interest Rate

4.5% / 6.5%
effective January 1, 2026 · curated reference
US

New Mexico Judgment Interest Rate

8.75% / 15%
effective July 9, 2026 · curated reference
US

New York Consumer-Debt Judgment Interest Rate

2%
effective April 30, 2022 · curated reference
US

New York Judgment Interest Rate

9%
effective April 30, 2022 · curated reference
US

North Carolina Judgment Interest Rate

8%
effective December 1, 2016 · curated reference
US

North Dakota Judgment Interest Rate

10%
effective January 1, 2026 · curated reference
US

Ohio Judgment Interest Rate

7%
effective January 1, 2026 · curated reference
US

Oklahoma Judgment Interest Rate

8.75%
effective January 1, 2026 · curated reference
US

Oregon Judgment Interest Rate

9%
effective July 9, 2026 · curated reference
US

Pennsylvania Judgment Interest Rate

6%
effective July 9, 2026 · curated reference
US

Rhode Island Judgment Interest Rate

12%
effective July 9, 2026 · curated reference
US

South Carolina Judgment Interest Rate

10.75%
effective January 15, 2026 · curated reference
US

South Dakota Judgment Interest Rate

10%
effective July 9, 2026 · curated reference
US

Tennessee Judgment Interest Rate

8.75%
effective July 1, 2026 · curated reference
US

Texas Judgment Interest Rate

6.75%
effective July 1, 2026 · curated reference
US

Utah Judgment Interest Rate

5.51%
effective January 1, 2026 · curated reference
US

Vermont Judgment Interest Rate

12%
effective July 9, 2026 · curated reference
US

Virginia Judgment Interest Rate

6%
effective July 9, 2026 · curated reference
US

Washington Judgment Interest Rate

12% / 8.75%
effective July 8, 2026 · curated reference
US

West Virginia Judgment Interest Rate

6.25%
effective January 1, 2026 · curated reference
US

Wisconsin Judgment Interest Rate

7.75%
effective July 9, 2026 · curated reference
US

Wyoming Judgment Interest Rate

10%
effective July 9, 2026 · curated reference

United Kingdom

The Bank of England base rate and the statutory interest on late commercial payments.

European Union

The ECB main refinancing rate and the EU Late Payment Directive reference rate.

New · all 50 states + D.C.

Prejudgment interest, state by state

Interest for the period before judgment — a different rate, and different rules. The hard part isn't the number; it's whether it applies at all (usually only on liquidated amounts). We track each state's rate, statute, and claim-type limits.

Browse prejudgment rates →

Why this exists

These values are scattered across quarterly tax bulletins, central-bank feeds, statutes, court rules, and agency tables. StatuteRates assembles the recorded observations into one normalized, provenance-tracked, as-of-date dataset — the thing neither a single government page nor a language model gives you in one place. Start with the plain-language statutory interest guide, then see methodology & sources and how the data is collected.